Bonka

Privacy policy

Last updated: 10 November 2026

This policy explains what the Bonka app ("Bonka", "we") does with your personal data. We write it plainly on purpose. Bonka has no ads, no ad trackers and no sale of data.

Who is responsible

The controller of your data is Bonka (the controller's legal name and postal address will be added here before launch). Contact: support@getbonka.com.

What we collect and why

DataWhyLegal basis (GDPR)
Account: email address, or the identity from Sign in with Apple or GoogleTo create and secure your account and sign you inContract (Art. 6(1)(b))
Your entries: accounts, transactions, categories, budgets, piggy banks, recurring items, comments, settingsTo provide the app and sync it across your devicesContract
Voice entries: the audio of a voice entry and the text it producesTo turn what you say into a draft transaction. Audio is processed once and not stored by us or by the providerContract (you choose to use voice)
Purchase status: subscription state, store purchase recordsTo unlock paid features on all your devicesContract
Usage analytics: a pseudonymous id and a short list of app events (for example "budget created")To improve the appConsent (Art. 6(1)(a)). Off until you allow it, and you can withdraw it any time in Settings
Crash reports: error details and device model with a random per-install id, not linked to your accountTo find and fix crashesLegitimate interest (Art. 6(1)(f)). You can switch it off in Settings
Update checks: IP address, platform and app versionTo deliver app fixes without a store updateLegitimate interest
Support messagesTo answer youLegitimate interest and contract

We do not ask for your location, contacts or photos. We never read your bank. The microphone is used only while you record a voice entry.

Who receives data

ProviderWhat forWhere
SupabaseDatabase and sign-inEU (Frankfurt)
PostHogAnalytics and crash reportsEU (Frankfurt)
Mistral AITurning voice into text and a draft entry, with zero data retentionEU
ScalewaySending sign-in emailsEU (France)
RevenueCatSubscriptions across devicesUnited States, with Standard Contractual Clauses
Expo (EAS Update)Delivering app updatesUnited States, with Standard Contractual Clauses
Apple, GoogleSign-in, app stores and payments. They act under their own termsTheir own locations

These providers process data on our behalf under data processing agreements, except Apple and Google, which act independently.

How long we keep data

Your rights

You can ask us for access to your data, correction, deletion, restriction, a portable copy, or object to processing based on legitimate interest. You can withdraw consent any time. Deleting your account in the app (Settings, Account) is the fastest way to erase your data. Write to support@getbonka.com for the rest. We answer within one month.

You may also complain to a data protection authority: in Poland the UODO (uodo.gov.pl), in Ireland the Data Protection Commission (dataprotection.ie), in the United Kingdom the ICO (ico.org.uk).

Security

Data is encrypted in transit. The copy on your phone is stored in an encrypted database, and the optional app lock protects the app on your device. Access to servers is limited and every database table is protected by per-user rules.

Changes

If we change this policy in a way that matters to you, we will tell you in the app before it applies.